For parents seeking toddler-friendly destinations closer to home, several standout U.S. getaways offer fun for both kids and adults. 

1. San Antonio, Texas, features an accessible zoo with interactive nature spaces, a one-of-a-kind ultra-inclusive theme park, immersive art installations, and standout local cuisine. 
2. In Wisconsin, Manitowoc and Sheboygan provide scenic beaches, children’s literature-inspired gardens, and the rare opportunity to sleep aboard a WWII submarine at the SubBNB. 
3. St. Louis, Missouri, delivers big-city variety with small-town ease, offering attractions like the Gateway Arch, creative spray parks, the toddler-friendly City Museum, and a lively food scene. 

Each destination blends hands-on activities for little ones with cultural and culinary experiences that appeal to grown-ups. From feeding giraffes to climbing through submarines, these locations offer memorable adventures tailored to families. 

Finsum: The key takeaway for parents: traveling with toddlers is possible—and incredibly rewarding—with the right destination.

Bitwise CIO Matt Hougan believes the long-observed four-year cryptocurrency cycle may be breaking down, suggesting this cycle could be “bigger and last longer” than expected. Traditionally, crypto markets follow a rhythm of three bullish years followed by a correction, often tied to Bitcoin halving events or macroeconomic shifts. 

Hougan argues that despite recent regulatory headwinds, the foundational infrastructure—like stablecoins, DeFi, and tokenization—has quietly strengthened and is now poised to accelerate. He likens the industry to a “coiled spring,” ready to expand rapidly as regulatory barriers are lifted, especially under more crypto-friendly political leadership. 

While he acknowledges the potential for a correction driven by speculative excess, Hougan believes any downturns will be more muted and short-lived than in past cycles. 

Finsum: With maturing markets and a broader, more value-focused investor base, could 2026 bring another crypto winter—or simply the next phase of a longer growth era.

REITs have faced a tough stretch over the past five years, weathering both the COVID-19 pandemic and a sharp rise in interest rates. Despite these challenges, their core purpose remains unchanged: to deliver steady income through rental-generating assets that distribute at least 90% of profits. 

For income-focused investors, REITs function like long-term bonds, offering regular payouts from stable property portfolios. When evaluating REITs, focus on strong sponsors, consistent distribution per unit (DPU) records, and appropriate position sizing based on your risk tolerance. 

 With many Singapore REITs now trading at discounted valuations, the current environment may offer long-term investors an attractive opportunity to lock in 6–7% yields and grow passive income.

Finsum: Timing also matters, you can either build positions gradually or take advantage of market pullbacks to invest more heavily

High-net-worth clients face financial challenges that extend far beyond investing — from tax strategy and estate planning to philanthropic giving and risk management. The tricky part is, they often don’t realize what’s missing until something goes wrong. 

That’s where an advisor steps in — not necessarily as an all-knowing expert, but as a skilled generalist who knows how to ask the right questions and rally the right specialists. The best advisors lead like point guards: coordinating tax professionals, estate attorneys, and insurance experts to keep the client’s entire financial picture aligned. 

They play offense and defense — identifying blind spots, managing risks, and preparing families for wealth transfer long before a crisis hits. 

Finsum: With the right team, proactive mindset, and a client-first playbook, you can position yourself as the go-to strategist for high-net-worth households.

Value investing may have struggled in the U.S., but it’s been quietly thriving in international markets. While U.S. growth stocks—especially the “Magnificent Seven”—have soared thanks to tech-driven narratives and rising valuations, overseas markets have favored banks, energy companies, and industrials that benefit from higher rates and more modest expectations. 

Regions like Europe, Japan, and emerging markets have seen value stocks consistently outperform growth, driven by sectors like financials and energy rather than mega-cap tech. The absence of trillion-dollar giants abroad has meant more balanced index compositions, allowing traditional value sectors to shine. 

Dan Rasmussen’s point is that value investing isn’t broken—it’s simply been overshadowed in an exceptional U.S. environment dominated by innovation waves and monetary policy tailwinds. 

Finsum: Global performance trends remind us that style leadership is cyclical, and value’s apparent decline may be more about regional concentration than a fundamental flaw.